PaySimple
Reviewed by Dominic Rossi (15+ years in trade journalism) · Last updated April 2026
Best for: Small to mid-size HVAC or plumbing shops already using a field service platform like ServiceFusion that need a dedicated, cost-effective payments and billing layer underneath it.
Our Take
PaySimple is not field service management software. It's a payments infrastructure tool, and contractors need to understand that distinction before signing up. You're getting payment acceptance (in-person, online, mobile), recurring billing, electronic invoicing, and basic customer management. You're not getting job scheduling, dispatch, or inventory. For a shop already running something like ServiceFusion or ImproveIt 360, PaySimple sits underneath that platform processing the actual money movement.
The pricing is simple enough: $79.95 per month flat, with credit card processing at 2.90% + $0.30 per transaction and ACH at 1.00% + $0.30. That ACH rate is genuinely competitive for contractors collecting larger payments on finished jobs. A $3,000 HVAC installation processed via ACH costs around $30.30 in fees versus $87.30 on a card. For high-ticket trades work, that spread adds up fast. High-volume shops clearing more than $50,000 monthly can negotiate custom rates.
The honest knock on PaySimple for contractors is that the website itself reveals very little about field-specific features like technician-facing mobile collection or integration depth with the major trade software platforms. They name-drop ServiceFusion as a partner, which is meaningful, but the feature descriptions are thin and occasionally duplicated on the pricing page, suggesting the contractor-facing product details aren't a priority in their marketing. Shops that need a dedicated payments layer and already have their operations software sorted will find real value here. Anyone expecting an all-in-one field service tool should keep looking.
Pros
- ACH processing at 1.00% + $0.30 is among the more competitive rates available for contractors collecting large payments on completed jobs.
- Flat $79.95/month fee means costs are predictable regardless of how many users or payment methods you add.
- Existing integration with ServiceFusion means appliance and HVAC shops on that platform can activate PaySimple without rebuilding their workflow.
- PCI-compliant infrastructure removes the compliance burden from contractors who accept card payments in the field and online.
- Recurring billing support is well-suited for HVAC maintenance agreement programs or service contract customers.
Cons
- PaySimple is a payments tool only, with no scheduling, dispatch, or job management, so it must be paired with separate field service software.
- The pricing page contains visibly duplicated feature descriptions, raising questions about how current or detailed the product documentation actually is.
- No published information on a free trial makes it difficult to evaluate before committing to the monthly fee.
- Mobile app capabilities and technician-facing field payment features are not clearly documented, which is a real gap for trades contractors collecting at the job site.
Key Features
Integrations
Frequently Asked Questions
How much does PaySimple cost for contractors?
PaySimple charges a flat $79.95 per month, plus 2.90% + $0.30 per credit card transaction and 1.00% + $0.30 for ACH payments. Contractors processing more than $50,000 per month can contact PaySimple for custom lower rates.
Does PaySimple have a free trial?
PaySimple does not publicly advertise a free trial. Contractors interested in testing the platform should contact their sales team directly, particularly if they are already using an integrated partner platform like ServiceFusion.
Is PaySimple worth it for HVAC or plumbing businesses?
PaySimple makes the most sense for contractors who already have field service software and need a dedicated payments layer. Its ACH rate of 1.00% + $0.30 is competitive for large-ticket jobs, but it offers no scheduling, dispatch, or job management on its own.
Does PaySimple integrate with field service software?
PaySimple is confirmed as an integrated payments partner with ServiceFusion. Their API and SDK also support custom integrations with other platforms, though the full list of field service software integrations is not publicly detailed on their website.
Can PaySimple process payments in the field for technicians?
PaySimple supports mobile and in-person payment collection, which suggests technician-facing use is possible. However, the company does not clearly document its mobile app capabilities or field collection workflow, so contractors should verify this directly before committing.
Quick Facts
- Pricing
- Flat $79.95/month plus 2.90% + $0.30 per card transaction; ACH at 1.00% + $0.30; custom rates for $50K+/month volume
- Last verified Apr 2026
